**********STEPS TO SUCCESS**********

***********KNOW YOUR BRAND GUIDELINES*************

We are proud to share that the OneLife
Family is getting larger every day! Our members are from all around the world – from different geographic areas and various cultures. OLN is a community with a strong mission and an exciting vision for the future. Therefore, we are confident that brand guidelines that set the grounds for consistent and unified communication are the key to networking success.

Hence we would like to remind you of the importance of your role as Brand Ambassadors, because it directly affects the corporate image of the Company. Remember that you are under strict obligation to always comply with the Ethical Rules for dealing with Clients, other IMAs and Companies, described in the OneLife Terms and Conditions and in the rules regarding advertising initiatives in the IMA Agreement.

During presentations and when communicating promotions, follow the content issued by the Company and avoid any information that could mislead clients, other members or potential stakeholders. IMAs are not allowed to advertise OLN products in a dubious or misleading manner with promises of special benefits when the future outcome is clearly doubtful.

Remember that you should adhere to the requirements for usage and display of the OneLIfe IMA logo as explained in the Guidelines. Misuse of the logo is clearly defined on pages 18 and 38, while the rest of the pages show the correct way to use the OneLife IMA brand identity.

As representatives (IMAs) of OneLife Network you are allowed to use only the OneLife IMA Logo. All other corporate logos of the Company - OneCoin, OneLife, OneWorld Foundation and OneAcademy are used only in corporate communication and members are strictly prohibited from using them.

We have updated and uploaded the OneLife IMA Brand and Advertising Guidelines under Resources on onelife.eu. We hope that you will put the OneLife IMA Brand and Advertising Guidelines to good use!

INSURANCE COMPANIES SET TO ADOPT BLOCKCHAIN TECH FASTER THAN EXPECTED

The finance industry has been dramatically changed by the blockchain technology since 2009. In September 2016 Reuters reported that according to IBM survey of 200 banks, 15% of top global banks plan to launch full-scale commercial blockchain products in 2017 and further, 65% of these banks are expected to develop blockchain projects within three years.

Read More: Banks adopting blockchain 'dramatically faster' than expected: IBM

The most widely-spread and comprehensible definition of “blockchain” is an online database that can store anything of value – money, titles, music, intellectual property - in a secure and private manner. The Economist called the blockchain “The Trust Machine” because the “the technology behind bitcoin could transform how the economy works” (The Economist, October 31st, 2015, The Trust Machine)

Read More: The Trust Machine 

Harvard Business Review called the blockchain “...the first native digital medium of value, just as the internet was the first native digital medium for information. And this has big implications in business and the corporation” (HBR, May 10th, 2016, The Impact of the blockchain Goes Beyond Financial Services)

Read More: The Impact of the blockchain Goes Beyond Financial Services 

However, the impact of the blockchain goes well beyond the finance services industry. Some of the biggest names in the insurance industry like Aegon, Allianz, Munich Re, Swiss Re and Zurich have launched the blockchain Insurance Industry Initiative B3i to explore the potential of distributed ledger technologies to better serve clients through faster, more convenient and secure services.

According to experts and insurance companies, the blockchain can contribute to a consistent, automatic contract execution environment, where transactions and contracts are stored on a shared ledger. In this manner the administrative workload of multiple stakeholders to ensure contract consistency and execution will be reduced. 

According to McKinsey&Company's Report published in January, 2017: "In insurance blockchains have potential for impact accross the entire value chain". The research shows that blockchain solutions in the industry are expected to reach full potential in the next five years although investments in blockchain has already started to gain momentum.

Read More: Blockchain Technology in the Insurance Sector

Although the implementation of blockchain technology in the industry is in its early days, one example which is already in the works, is a pilot project launched by Allianz - a smart contract solution aiming to automate catastrophe swap transactions with a significant reduction in placement time.

Insurance companies are very ambitious about applying the blockchain technology internally, so that paper or manual processes are eliminated. More importantly, it is expected that such development will benefit a cross-industry collaboration in the fight against fraud. Since the blockchain technology shows most of its potential only if it’s applied in a network of peers, insurance companies see a huge benefit for the industry in collaboration.

The blockchain Insurance Industry consortia B3i will allow insurers to get a better insight into the applicability of the blockchain technology in the insurance market and facilitate the transition from individual company use cases to viable solutions across the entire insurance value chain. According to McKinsey&Co's January 2017 report, B3i develop "Proofs of Cencept using distributed ledger solutions to replace some part of the traditional infrastructure to improve speed and reduce risk". 

ONELIFE NETWORK IMPLEMENTS IMPORTANT CHANGES TO AML/CFT POLICIES

As a company dedicated to adhering to Regulatory and Compliance Requirements, the OneLife Network strives to keep up with all the latest legal developments. It is one of the network’s core values to make sure all our dealings are transparent and professional, ensuring all Members can continue to conduct their business under the best possible conditions and maintain their trust in the OneLife concept.

That is why the OneLife Network recently implemented changes to its AML (Anti-Money Laundering) Policy, and is prepared to make additional amendments whenever such action is considered necessary. We would like to remind all OneLife Members that as part of the network they are legally required to strictly adhere to the OLN Terms & Conditions, IMA Agreement and all applicable Company policies. This aims to ensure that all Members comply with the requirements, among which are the anti-money laundering and combating the financing of terrorism (AML/CFT) rules.

AML/CFT activities generate financial flows that involve the diversion of resources away from economically- and socially-productive uses, and these diversions have negative impacts on the financial sector. They also have a corrosive and corrupting effect on society and the economic system as a whole. In order to avoid possible negative consequences of these forms of financial misuse, the OneLife Network has been very active regarding its AML/CFT compliance and has been heavily involved in assuring it meets the regulations.

One of the most significant steps the OLN has taken in that direction is the implementation of know-your-customer (KYC) procedures. The KYC policy is mandatory for all Members and includes identifying the member and verifying their identity through certified documents.

We remind all OneLife Members that any violation of the company’s Terms and Conditions or IMA Policy, including the Anti-Money Laundering Requirements will be sanctioned with immediate effect and the OLN will cooperate with all Regulatory institutions in order to address and resolve the issue.

****** Blockchain could save investment banks up to $12 billion a year: Accenture ******

             

Blockchain technology could help the world’s largest investment banks cut their infrastructure costs by between $8 to $12 billion a year by 2025, according to a report by Accenture.

The report, published on Tuesday jointly with benchmarking firm McLagan - part of consultancy Aon Hewitt - is based on an analysis of cost data from eight of the world’s ten largest investment banks, and provides a rare concrete estimate of blockchain’s potential savings.

Originally used to underpin digital currency bitcoin, blockchain is a distributed record of transactions, or other data, maintained by a network of computers on the internet without the need

for approval from a central authority

As it creates a shared "golden record" of data that is virtually tamper-proof, it obviates the need for reconciliation and could prove a helpful resource for auditing.

Banks and other large financial institutions have been ramping up their efforts to develop blockchain-based technology to run some of their most burdensome back-office processes, such as the clearing and settlement of securities

But many have expressed scepticism over the impact the technology will have, arguing that banks have jumped on the "blockchain bandwagon" for the sake of publicity.

David Treat, a managing director for Accenture’s financial services industry blockchain practice, said the significant investments in the technology were no surprise "given the tremendous cost of data reconciliation, which is part of every aspect of the capital markets industry".

The report estimates that by deploying bitcoin’s underlying technology to run some processes, like finance reporting, the eight banks analyzed could reduce infrastructure costs by an average of 30 percent, helped by better data quality and transparency

Costs associated with compliance, business operations such as trade support and centralized operations such as know-your-customer checks, could fall by up to 50 percent

Their estimates did not include potential costs and investments required to deploy the technology.

While sounding an optimistic note on the emerging technology’s potential, the report warned that if regulatory hurdles prevented blockchain’s widespread adoption, banks would not reap any of its benefits

"After the credit crisis of 2008, regulators will likely be reluctant to materially reduce the role of newly created and strengthened clearing and settlement infrastructure... without being absolutely confident that blockchain networks are a safe, secure and resilient alternative," the report said

***********MERCHANT PLATFORM***********

As we announced earlier this month, a truly game-changing moment for the OneLife Network is just round the corner! We are on the brink of launching our brand new MERCHANT PLATFORM and have also taken the first steps toward making the OneCoin cryptocurrency PUBLIC with our INITIAL PUBLIC OFFER, which will give you the chance to purchase provisional Certificates! Watch the videos below to find out more!

******* EXTRA PROMOTIONAL !!!! *******

We have some very exciting news for you! As you already probably know, the OneLife Network is on the verge of a major breakthrough, which we have all been waiting for - the DealShaker Merchant Platform! This will allow all Members to use their OneCoins to purchase goods and services at special discount prices!

To celebrate this memorable achievement, we have decided to give you an EVEN BETTER PROMOTION! We would like to inform you that all packages and upgrades, purchased and activated by February 4th will get 25% EXTRA PROMOTIONAL TOKENS! Don't miss the chance to maximize your purchases with this special offer!

********** INTRODUCING THE DEALSHAKER MERCHANT PLATFORM ! *************

      

We announced 2017 would be exceptional for the OneLife Network and the exciting news keeps coming! We have been waiting for this day ever since we started! A long-awaited opportunity for everyone in the OneLife family! We are launching our new merchant platform - the DealShaker!

The DealShaker is the thrilling result of the collaboration between OneLife and OneCoin. Over 2,8 million active members of the OneLife network can now login with their OneLife credentials and join the first phase of this exciting project. Access the platform at www.dealshaker.com, register a Merchant profile, create and submit your very first deal for approval.

DealShaker will serve as an advertising platform and until mid-February will be accumulating deals for promotion and registering Merchants. On the 16th of February, 2017, OneLife members will be able to start shopping and taking advantage of the deals promoted.

This is an incredible opportunity for all members as the platform enables both business-to-customer and customer-to-customer deal promotions, and will serve classified ads to more than 12 million people globally.

This is an exciting moment for all OneLife IMAs, as the DealShaker will also bring a new BV generating opportunity, accounted to the MAB Maxout of 35K EUR per bonus round.

So how will that work? Simple and easy! From today on you will have two sponsor links in the "My Profile" section in your BackOffice. The DealShaker sponsor link will work the same way as the OneLife sponsor link and will allow you to recruit new members in your OneLife team directly through the dealshaker.com sign up form.

All Merchant members signed up from the DealShaker website will register as Rookies in your OneLife Network tree. OneLife login credentials and DealShaker credentials will be the same and all members will have access to both websites.

And here is the huge advantage for all the merchants who join at this early stage of development - you can sell your products with a discount or at full price, but in both cases 50% of your deal value will have to be in ONE. Yes - you got that right - now, all OneLife members who have been waiting for an opportunity to market their services and products and accept OneCoins in exchange will have an outlet for promotion.

Not only you can sell your product to a global community of millions, but the platform will be charging a much lower advertising fee than similar platforms. The process has started and we have already begun reviewing the first new deal submissions and Merchant Inquiries.

Stay alert! The next month will be of essential importance to the OneLife network and the development of OneCoin as a mass crypotcurrency. All Merchants who have submitted their deals for approval before March 1st, 2017 will be subject to promotional advertising fees for their sold deal coupons. The 16th of February will mark the official launch of the DealShaker Shopping section.

For more information please contact our support department at support@onelife.eu or your upline.

Please note that the DealShaker merchant platform and the Mobile App Builder (MAB) are not directly connected to each other and represent different offers and parts of the One Ecosystem. The DealShaker is a platform, which allows merchants to offer their products to the Members of the OneLife Network, while the MAB lets users build their own Application, which is open to the public and aids in their personal business sales.